In April , the old Google Pay app is losing its key functionality , which means you ’ll require to move over to the unexampled Google Pay app before then to carry on using the armed service . mazed yet ? If you ’re not sure which app you ’re on , or what the remainder is , here ’s what ’s happening .
A brief history of Google Pay
The recent version of Google Pay was announcedback in Novemberfor U.S. users . The young app is based on theTez softwarethat Google originally develop in India , and it has a much more modern and social feel , with a focus on the people and business you interact with most , rather than just a standard lean of proceedings with figure and figures .
The new app replaces the honest-to-goodness Google Pay app , which launched in January 2018 in the U.S. as a merger between Android Pay and Google Wallet — the former was Google ’s app for pay for stuff with a tap of your phone , and the latter was Google ’s app for paying other people and buying stuff on the vane . The original Google Pay brought all that functionality into one app .
Let ’s backtrack even further . Google Wallet launched in 2011 as a direction to pay for material online and in - store . It even came with a forcible card you could use like a debit or credit card . Android Pay launched in 2015 , building on that functionality . It come after Apple Pay and Samsung Pay as a way of making payments without any cards or Johnny Cash , though at the time it could only make payments in stores and through a select identification number of apps . At launching , Android Pay work in around 700,000 unlike storehouse , and could be used with Visa , AmEx , Discover and MasterCard accounts .
Image: Google
But none of that matters now . There ’s a new app , and funnily enough , it has the same name as the old app .
The new Google Pay app
You may have noticed that both mobile payments and digital banking are changing a caboodle with each passing year , and the steel fresh Google Pay app is designed to ponder that . It ’s no longer just for put back your credit identity card or cash when you bear for stuff in stores , it want to be at the middle of all your financial transactions .
That means simple and straightforward compeer - to - peer payments arranged as conversation ( Venmo , anyone ? ) , speedy memory access to the companies you interact with most often , special offers and discount , an analytic thinking of your spending and defrayment over sentence , easy option for splitting bills , and so on . Google has put together a detailed look of what ’s new and what ’s cominghere .
compeer - to - match defrayal are going to be front and pith in the Modern Google Pay , but you may still do the same hydrant - to - pay trick in computer storage as you did before . Not everything in the update Google Pay app is young , but it ’s all been redesigned and rearrange to be more nonrational , and Google is using artificial intelligence for some feature of speech , like spending breakdowns .
Image: Google
Later this yr , Google is also go to be found what it calls Plex accounts , which will be offered in partnership with 11 bank . While the banking concern themselves will still own and execute the accounts , the new and improve Google Pay app will be the primary way of managing them and making payment . There will be no monthly account fees , minimal balance essential , or overdraft , and Google is foretell AI - power advice and insights to aid customers redeem money .
What you need to do
On April 5 , the onetime Google Pay app is lose the power to make peer - to - peer payment , and you wo n’t be able-bodied to view your transaction history in the app either . It ’s not decease to be completely useless on April 6 though — it will still persist machine-accessible to your add-in , so you ’re still function to be able to habituate it to make payment in physical stores .
So what do you demand to do ? In short , move over to the unexampled app , which should handle the migration for you . If you ’re still on the old Google Pay app ( Android , iOS ) , then install and sign into the new Google Pay app ( Android , iOS ) . mark though that the new app can only be installed and enabled on one machine at a time , which might affect how you decide to switch over to it .
allot to9to5Google , you could get your symmetricalness out of the onetime Google Pay app by switching to the new one or by contact Google through its official support channels . An update to the Google Pay price of service is happening at the same sentence , which increase the minimum age for Google Pay users from 16 to 18 .
Image: Google
If you ’re reading this from outside the U.S. , do n’t panic : The new Google Pay experience has n’t arrived in your res publica , so you do n’t need to do anything just yet . As with Android Pay and the original Google Pay before it , the improved Google Pay app will slow get rolled out to other neighborhood around the world once it ’s established in the U.S.
( Updated 3/4/22 with new inside information )
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